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Do you have a collision insurance? If so, wouldn't be the repair covered by that? So does the price difference matter at that point?
Ditto on this. I think I’d have it towed to the LR dealership and turn it in to insurance? You’re just out your deductible and you get a loaner.
 

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I’m so glad I took the time to really shop car insurance. I don’t have to worry about a claim, no matter the amount, bumping up my premiums.
Good luck to you!!
 
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